Recently I have been looking at bankruptcy and trying to work out if it’s actually immoral or not. I mean the idea of running up debt with multiple lenders and then just having it all written off by going bankrupt just seems a little wrong to me. The thing is, sometimes you get to the point where you literally have no other option and after all there’s a reason why bankruptcy laws are in place!

I’m really looking for feedback from my readers, what do you think? Have you ever had to make the decision?